What is Medicare?

Medicare is a federal health insurance program in the United States designed primarily for:

-People aged 65 and older

-Younger people with certain disabilities

-Individuals with End-Stage Renal Disease (ESRD), which is permanent kidney failure requiring dialysis or a transplant

Medicare Services

At Best Insurance, we specialize in simplifying Medicare. Whether you're new to Medicare or reviewing your current coverage, we offer personalized guidance to help you find the right plan. We provide a full range of Medicare options, including Advantage Plans (Part C), Supplement Plans (Medigap), and Prescription Drug Plans (Part D). Our goal is to match your unique healthcare needs and budget with the best coverage, ensuring you have peace of mind and confidence in your choice. Contact us today for a free consultation and let us make Medicare simple for you!

Medicare Part A

Part A (Hospital Insurance)

Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.

Most people don’t pay a premium for Part A if they or their spouse paid Medicare taxes while working.

Medicare Part B

Part B (Medical Insurance)

Covers outpatient care, doctor visits, preventive services, and some medical supplies.

This usually has a monthly premium based on income.

Medicare Part C

Part C (Medicare Advantage)

Offered by private insurance companies approved by Medicare.

Combines Part A and Part B (and sometimes Part D) into one plan. It often includes extra benefits like vision, dental, or hearing.

Medicare Part D

Part D (Prescription Drug Coverage)

Helps cover the cost of prescription drugs.

Provided through private insurance companies approved by Medicare.

Medicare Supplement (Medigap)

Medicare Supplement (Medigap) plans are private insurance policies that help cover out-of-pocket costs not paid by Original Medicare (Part A and Part B), such as copayments, coinsurance, and deductibles. These plans are designed to fill the gaps in Medicare coverage, making healthcare costs more predictable. Medigap plans are standardized and labeled with letters (A through N), each offering different levels of coverage. It's important to note that Medigap plans don’t cover prescription drugs, so many beneficiaries also enroll in a Part D prescription drug plan.