Why health Insurance?
Health insurance helps cover medical costs and provides financial protection against unexpected healthcare expenses. Options include employer-sponsored plans, ACA Marketplace plans, and private insurance. Coverage typically includes doctor visits, hospital care, prescriptions, and preventive services. Choosing the right plan depends on your budget, healthcare needs, and eligibility for subsidies or other assistance.
Health Insurance Services
At Best Insurance, we offer a range of health insurance options tailored to your needs, including ACA plans and essential coverage like dental, vision, and other ancillary services. Our expert team is here to guide you through your choices, ensuring you find the right plan to protect both your health and your overall well-being. Let us help you navigate the process with ease and confidence.
Affordable Care Act (ACA)
In Arkansas, two prominent providers offer ACA-compliant health insurance plans. Arkansas Blue Cross and Blue Shield offers a variety of plans that cover essential health benefits, with financial assistance available for those who qualify. Ambetter of Arkansas also provides ACA plans through the Health Insurance Marketplace, offering different options to meet various needs and budgets. To explore more options and apply for plans, visit the Arkansas Health Insurance Marketplace.
Short Term Plans
Short-term health plans offer temporary coverage at a lower cost but provide limited benefits, often excluding pre-existing conditions and essential services like maternity or mental health care. They're ideal for filling coverage gaps but may not cover all healthcare needs.
Ancillary Products
Ancillary products like dental, vision, and critical illness insurance provide extra coverage for services not included in standard health plans, such as routine exams, eyewear, or treatment for serious illnesses. These can be purchased separately to complement primary coverage.
Group Plans
Group insurance plans offer affordable coverage for groups, such as employees or members. They include group health insurance, dental and vision coverage, and disability insurance, providing essential benefits at a lower cost than individual plans.
